Conditions of Use

Use of the Website

By accessing the website, you warrant and represent to the website owner that you are legally entitled to do so and to make use of information made available via the website and agree to adhere to and abide by the elements of these "Conditions of Use". If you are not legally entitled to use this site or do not agree with any or all of these "Conditions of Use", you should cease access this website immediately.

Trademarks

The trademarks, names, logos and service marks (collectively “trademarks”) displayed on this website are registered and unregistered trademarks of The Libman Actuarial Group, Inc. accept those trademarks noted as belonging to a third party.  Nothing contained on this website should be construed as granting any license or right to use any trademark without the prior written permission of The Libman Actuarial Group, Inc. or any third party who holds their own trademarks.

External Links

External links may be provided for your convenience, but they are beyond the control of The Libman Actuarial Group, Inc. and no representation is made as to their content. Use or reliance on any external links and the content thereon provided is at your own risk.

Warranties

The Libman Actuarial Group, Inc. makes no warranties, representations, statements or guarantees (whether express, implied in law or residual) regarding the website or the content herein.

Disclaimer of Liability

The Libman Actuarial Group, Inc. shall not be responsible for and disclaims all liability for any loss, liability, damage (whether direct, indirect or consequential), personal injury or expense of any nature whatsoever which may be suffered by you or any third party (including your company), as a result of or which may be attributable, directly or indirectly, to your access and use of the website, any information contained on the website, your or your company’s personal information or material and information transmitted over our system.

Conflict of Terms

If there is a conflict or contradiction between the provisions of these website terms and conditions and any other relevant terms and conditions, policies or notices, the other relevant terms and conditions, policies or notices which relate specifically to a particular section or module of the website shall prevail in respect of your use of the relevant section or module of the website.

Severability

Any provision of any relevant terms and conditions, policies and notices, which is or becomes unenforceable in any jurisdiction, whether due to being void, invalidity, illegality, unlawfulness or for any reason whatever, shall, in such jurisdiction only and only to the extent that it is so unenforceable, be treated as void and the remaining provisions of any relevant terms and conditions, policies and notices shall remain in full force and effect.

Applicable Laws

Use of this website shall in all respects be governed by the laws of Cuyahoga County in the state of Ohio, U.S., regardless of the laws that might be applicable under principles of conflicts of law. The parties agree that the Ohio courts located in Cuyahoga County, Ohio, shall have exclusive jurisdiction over all controversies arising under this agreement and agree that venue is proper in those courts.